Skip Navigation

Sandy Recovery Housing Counseling Program

This program offers free HUD-certified housing counseling services to renters and homeowners who were impacted by Superstorm Sandy and lived in one of the nine counties most impacted by the storm at the time of Sandy. Offices are located in Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean, and Union counties and provide counseling programs that address a wide range of financial and housing challenges.

How Does Housing Counseling Work?

Housing counselors provide helpful information about programs and resources that are available to renters and homeowners who are still recovering from Superstorm Sandy. As part of the counseling process, counselors will ask questions and collect specific information from clients to develop a customized counseling plan specific to the needs of the renter or homeowner. The counseling plan may include individualized or group counseling services in the following areas:

  • Foreclosure Prevention
  • Homelessness Prevention
  • Fair Housing Education
  • Reverse Mortgage/Home Equity Conversion Mortgage
  • Rental Counseling
  • Pre/Post Home Purchase Counseling

Housing counselors can also help renters and homeowners complete and submit applications to State-funded recovery programs and services, answer questions about the application process and obligations for program participation, and refer clients to other applicable State-funded recovery resources for which they may be eligible.

As part of the counseling plan, counselors will schedule regular meetings, share information about upcoming events or information sessions, and provide supportive services to eligible program applicants.

Who Is Eligible for Housing Counseling?

To be eligible for free counseling services, renters and homeowners must have been impacted by Sandy, lived in one of the nine counties most affected by the storm at the time of Sandy (Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean, and Union).

Where Can I Find a Housing Counselor?

Addresses for the housing counseling agencies’ main offices are listed below by county:

County Agency Telephone Number Hours of Operation
Atlantic Consumer Credit and Budget Counseling
One South New York Ave., Suite 510
Atlantic City, NJ 08401
www.cc-bc.com
609-390-9652 9:30-5:30
Bergen Greater Bergen Community Action
392 Main Street
Hackensack, NJ 07601
www.greaterbergen.org
201-968-0200 9:00-5:00 Evening Hours available by appointment
Cape May Consumer Credit and Budget Counseling
299 Route US 9 South
Marmora, NJ 08223
www.cc-bc.com
609-390-9652 9:30-5:30
Essex

Faith Fellowship Community Development Corporation

Essex County One Stop Career Center
990 Broad Street
Newark, NJ 07102
www.ffcdc.net

908-642-5851 9:00-5:00 Wednesdays only
Hudson

Faith Fellowship Community Development Corporation

Union City One Stop Career Center
530 48th Street, 6th Floor
Union City, NJ 07087
www.ffcdc.net

908-274-1906 or 201-369-5205

9:00-5:00 Tuesdays only

Middlesex Faith Fellowship Community Development Corporation
2707 Main Street
Sayreville, NJ 08872
www.ffcdc.net
732-727-9500 9:00-5:00
Monmouth Affordable Housing Alliance
11 White Street
Eatontown, NJ 07724
www.affordablehousingalliance.com
732-982-5072 8:00-5:00 (M, W, F)
8:00-7:00 (T, Th)
Ocean Affordable Housing Alliance
1415 Hooper Avenue, Suite 301
Toms River, NJ 08757
www.affordablehousingalliance.com
732-256-8650 8:00-5:00 (M, W, F)
8:00-7:00 (T, Th)
Union

Faith Fellowship Community Development Corporation

Bayway Family Success Center (Mravlog Manor Community Center)
688 Maple Avenue
Elizabeth, NJ 07201
www.ffcdc.net

908-289-0136 9:00-5:00 Wednesdays only