Sandy Recovery Housing Counseling Program
This program offers free HUD-certified housing counseling services to renters and homeowners who were impacted by Superstorm Sandy and lived in one of the nine counties most impacted by the storm at the time of Sandy. Offices are located in Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean, and Union counties and provide counseling programs that address a wide range of financial and housing challenges.
How Does Housing Counseling Work?
Housing counselors provide helpful information about programs and resources that are available to renters and homeowners who are still recovering from Superstorm Sandy. As part of the counseling process, counselors will ask questions and collect specific information from clients to develop a customized counseling plan specific to the needs of the renter or homeowner. The counseling plan may include individualized or group counseling services in the following areas:
- Foreclosure Prevention
- Homelessness Prevention
- Fair Housing Education
- Reverse Mortgage/Home Equity Conversion Mortgage
- Rental Counseling
- Pre/Post Home Purchase Counseling
Housing counselors can also help renters and homeowners complete and submit applications to State-funded recovery programs and services, answer questions about the application process and obligations for program participation, and refer clients to other applicable State-funded recovery resources for which they may be eligible.
As part of the counseling plan, counselors will schedule regular meetings, share information about upcoming events or information sessions, and provide supportive services to eligible program applicants.
Who Is Eligible for Housing Counseling?
To be eligible for free counseling services, renters and homeowners must have been impacted by Sandy, lived in one of the nine counties most affected by the storm at the time of Sandy (Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean, and Union).
Where Can I Find a Housing Counselor?
Addresses for the housing counseling agencies’ main offices are listed below by county:
County | Agency | Telephone Number | Hours of Operation |
---|---|---|---|
Atlantic |
Navicore Solutions 212 Bellevue Ave., 2nd Floor, Suite B Hammonton, NJ 08037 |
(732) 409-6281, ext. 80427 |
Monday through Friday from 9 a.m. to 6 p.m. |
Bergen |
Navicore Solutions Free Public Library of Hasbrouck Heights 320 Boulevard Hasbrouck Heights, NJ 07604 |
(732) 409-6281, ext. 80482 | Third Friday of each month from 10 a.m. to 2 p.m. |
Cape May |
Navicore Solutions 212 Bellevue Ave., 2nd Floor, Suite B Hammonton, NJ 08037
|
(732) 409-6281, ext. 80427 |
Monday through Friday from 9 a.m. to 6 p.m. |
Essex |
Navicore Solutions Newark Public Library 5 Washington Street Newark, NJ 07102 |
(732) 409-6281, ext. 80482 | Third Wednesday of each month from 10 a.m. to 2 p.m. |
Hudson |
Navicore Solutions NJ City University School of Business 200 Hudson Street Jersey City, NJ 07302 |
(732) 409-6281, ext. 80482 | Third Tuesday of each month from 12 p.m. to 2 p.m. |
Middlesex |
Navicore Solutions New Jersey Community Capital Office 108 Church Street, 3rd Floor New Brunswick, NJ 08901 |
(732) 409-6281, ext. 80427 | Second Wednesday of each month from 10 a.m. to 2 p.m. |
Monmouth |
Affordable Housing Alliance 11 White Street Eatontown, NJ 07724 |
(732) 982-5072 | Monday through Friday from 9 a.m. to 5 p.m. |
Ocean |
Affordable Housing Alliance 1415 Hooper Avenue Toms River, NJ 08757 |
(732) 256-8650 | Monday through Friday from 9 a.m. to 5 p.m. |
Union |
Navicore Solutions Summit Free Library 75 Maple Street Summit, NJ 07901 |
(732) 409-6281, ext. 80427 | Fourth Friday of each month from 10 a.m. to 2 p.m. |