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Sandy Recovery Housing Counseling Program

This program offers free HUD-certified housing counseling services to renters and homeowners who were impacted by Superstorm Sandy and lived in one of the nine counties most impacted by the storm at the time of Sandy. Offices are located in Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean, and Union counties and provide counseling programs that address a wide range of financial and housing challenges.

How Does Housing Counseling Work?

Housing counselors provide helpful information about programs and resources that are available to renters and homeowners who are still recovering from Superstorm Sandy. As part of the counseling process, counselors will ask questions and collect specific information from clients to develop a customized counseling plan specific to the needs of the renter or homeowner. The counseling plan may include individualized or group counseling services in the following areas:

  • Foreclosure Prevention
  • Homelessness Prevention
  • Fair Housing Education
  • Reverse Mortgage/Home Equity Conversion Mortgage
  • Rental Counseling
  • Pre/Post Home Purchase Counseling

Housing counselors can also help renters and homeowners complete and submit applications to State-funded recovery programs and services, answer questions about the application process and obligations for program participation, and refer clients to other applicable State-funded recovery resources for which they may be eligible.

As part of the counseling plan, counselors will schedule regular meetings, share information about upcoming events or information sessions, and provide supportive services to eligible program applicants.

Who Is Eligible for Housing Counseling?

To be eligible for free counseling services, renters and homeowners must have been impacted by Sandy, lived in one of the nine counties most affected by the storm at the time of Sandy (Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean, and Union).

Where Can I Find a Housing Counselor?

Addresses for the housing counseling agencies’ main offices are listed below by county:

County Agency Telephone Number Hours of Operation
Atlantic

Navicore Solutions 

Inland Family Success Center

3050 Spruce Avenue

Egg Harbor Township, NJ 08234

 

New Day Family Success Center

622-624 South New York Road

Galloway, NJ 08205

www.navicoresolutions.org

(732) 409-6281, ext. 80427 

Inland Family Success Center: Every Thursday from 10 a.m. to 6 p.m. 

 

New Day Family Success Center: Every Tuesday from 10 a.m. to 6 p.m. 

Bergen

Navicore Solutions

Free Public Library of Hasbrouck Heights

320 Boulevard

Hasbrouck Heights, NJ 07604

www.navicoresolutions.org

(732) 409-6281, ext. 80482 Third Friday of each month from 10 a.m. to 2 p.m.
Cape May

Navicore Solutions 

Inland Family Success Center

3050 Spruce Avenue

Egg Harbor Township, NJ 08234

 

New Day Family Success Center

622-624 South New York Road

Galloway, NJ 08205

www.navicoresolutions.org

(732) 410-2676

Inland Family Success Center: Every Thursday from 10 a.m. to 6 p.m. 

 

New Day Family Success Center: Every Tuesday from 10 a.m. to 6 p.m. 

Essex

Navicore Solutions 

Newark Public Library 

5 Washington Street

Newark, NJ 07102

www.navicoresolutions.org

(732) 409-6281, ext. 80482 Third Wednesday of each month from 10 a.m. to 2 p.m. 
Hudson

Navicore Solutions

NJ City University School of Business

200 Hudson Street

Jersey City, NJ 07302

www.navicoresolutions.org

(732) 409-6281, ext. 80482 Third Tuesday of each month from 12 p.m. to 2 p.m. 
Middlesex

Navicore Solutions

New Jersey Community Capital Office

108 Church Street, 3rd Floor

New Brunswick, NJ 08901

www.navicoresolutions.org

(732) 409-6281, ext. 80427 Second Wednesday of each month from 10 a.m. to 2 p.m. 
Monmouth

Affordable Housing Alliance

11 White Street

Eatontown, NJ 07724

www.housingall.org

(732) 982-5072

Monday through Friday from 9 a.m. to 5 p.m.
Ocean

Affordable Housing Alliance

1415 Hooper Avenue

Toms River, NJ 08757

www.housingall.org

(732) 256-8650 Monday through Friday from 9 a.m. to 5 p.m.
Union

Navicore Solutions 

Summit Free Library 

75 Maple Street 

Summit, NJ 07901

www.navicoresolutions.org

(732) 409-6281, ext. 80427 Fourth Friday of each month from 10 a.m. to 2 p.m.