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Reconstruction, Rehabilitation, Elevation and Mitigation (RREM) Program

As of August 1, 2013, the RREM Program is no longer accepting applications.

Reconstruction, Rehabilitation, Elevation, and Mitigation (RREM) Program Policies & Procedures

The State of New Jersey has allocated $1.34 billion in federal funds to help eligible homeowners repair or rebuild their Superstorm Sandy-impacted homes. The RREM Program provides grant awards to the primary residences of homeowners for activities necessary to restore their storm-damaged homes, including reconstruction, rehabilitation, elevation and/or other mitigation activities. The Department of Community Affairs (DCA) administers the RREM Program with federal funding provided through Community Disaster Block Grant Disaster Recovery (CDBG-DR) funds allocated to New Jersey by the U.S. Department of Housing and Urban Development (HUD). Additionally, the RREM Program ensures that homeowners participating in the program are able to comply with federal elevation requirements for structures located in flood plains.

The RREM Program provides eligible homeowners with grant awards up to $150,000. The RREM Program is intended to “fill the gap” between the cost of repairs and other funds the owner has received to repair the structure. The calculation of RREM assistance takes into consideration the cost of repairs and amounts the homeowner has received for home repairs from other sources such as insurance, FEMA, SBA, and non-profit organizations.

To assist homeowners through the grant process, the RREM Program provides the homeowner with a Housing Advisor and a RREM Project Manager. The Housing Advisor helps the homeowner navigate the RREM Program and assists with eligibility determination, application processing and execution of grant awards. The RREM Project Manager works with the homeowner to provide details and offer technical assistance for the completion of the homeowner’s scope of work to ensure it complies with RREM construction standards. The RREM Project Manager also inspects the construction while it is in progress and approves payment requests as construction is completed.